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HSA Trustee Services Announces Turn-Key HSA Setup Solution for Credit Unions and
	10/19/2004 - With open enrollment season here, there are plenty of companies starting to offer high deductible health plans (HDHP) to their employees. The problem is their HR departments are not working with their credit unions or local banks to see if they could be the trustee for these accounts. Timothy Morales HSA Trustee Services 3273 Lockwood Blvd,Lake Geneva,WI,53147 [805708]

INTEREST RATE DIRECTION CHANGE BODES WELL FOR BORROWERS
	10/12/2004 - Senior housing / healthcare borrowers who did not take advantage of low interest rates earlier this year have been granted a reprieve. Karlene Holleman Cambridge Realty Capital aa,Chicago,IL,00000 [805707]

For many retirees, Intra-Family Mortgages offer a high-yield alternative.
	10/06/2004 - Smart Retirement Investing: Intra-Family Mortgages Offer a High-Yield Alternative Craig Venezia CircleLending aa,Cambridge,CA,00000 [805706]

Fannie Mae: Rogue Entity?, Asks CCAGW
	10/06/2004 - Fannie Execs Defied Standard Accounting Principles in Order to Hit Bonus Bonanza Mark Carpenter Council for Citizens Against Government Waste aa,washington,DC,00000 [805705]

New International Cash Transfer Tool Provides Speed, Savings, and Security

10/07/2004 - Wilson Ramirez of Queens, New York could not believe his ears. His mother in the Dominican Republic had already received the money he sent her just a few minutes ago � without having to leave her home! He had simply transferred money from his WMO Global One card to the card he had sent her, using the telephone, and her account was credited with the money almost immediately. Randy Hines World Market One LLC [805704]

Apgar Joins Cuomo on AMCO�s Advisory Board
	10/04/2004 - William C. Apgar, former Commissioner of the Federal Housing Administration (FHA) and currently Senior Scholar at the Joint Center for Housing Studies at Harvard University, has been appointed to AMCO�s Advisory Board. Ceil Cohen AMCO aa,Cleveland,OH,00000 [805703]

INDYMAC BANK NOW A PREFERRED LENDER ON BYTE LOAN ORIGINATION SYSTEM.
	10/08/2004 - IndyMac Bancorp, Inc. announced today that all IndyMac customers using BYTE* loan origination software (LOS) now have the option to upload loan data from BYTE directly to QuickPricer* and e-MITS*, IndyMac's online loan pricing and decisioning platform. ONDAR TARLOW IndyMac Bancorp, Inc. aaa,Pasadena,CA,00000 [805702]

Lenders First Choice Title Available as Media Resource
	10/06/2004 - Mortgage Industry's Number One Title Insurance and Settlement Advocate Available as Media Resource Bill Moody of Lenders First Choice available to provide comment and insight on industry issues, including e-Mortgage, alternative title products, and hot mortgage products Bill Moody Lenders First Choice 3850 Royal Ave,Simi Valley,CA,93063 [805701]

RMA and PRMIA to Present Annual Conference on Capital Management
	10/01/2004 - The Risk Management Association (RMA) and the Professional Risk Managers' International Association (PRMIA) will present the Annual Conference on Capital Management in New York, November 9-10, at the New York Sheraton Hotel and Towers. Kathleen M. Beans RMA 1650 Market Street Suite 2300,Philadelphia,PA,19103 [805700]

Brokers Applaud Kemp, Cisneros For Making Housing Reform Top Priority
	10/01/2004 - The National Association of Mortgage Brokers (NAMB) commends a bipartisan group of housing experts for issuing a joint call to address and remedy the nation�s housing problems. Karen Tyson National Asso of Mortgage Brokers 8201 Greensboro Suite 300,McLean,VA,22102 [805699]

Mortgage Brokers Respond to Today�s Congressional Hearing
	10/07/2004 - Mortgage Brokers Respond to Today�s Congressional Hearing On �Mortgage Fraud and its Impact on Mortgage Lenders� A Statement by NAMB President Bob Armbruster Karen Tyson National Asso of Mortgage Brokers 8201 Greensboro Suite 300,McLean,VA,22102 [805698]

California Equities using OpenClose MTG
	10/07/2004 - California Equities using OpenClose MTG to take wholesale efforts "to the next level," and bolster business. SoCal mortgage bank utilizing private-labeled broker portal to help it grow from local to national lender Frank Bocchino OpenClose MTG aa,West Palm Beach,FL,00000 [805697]

Hall Settlement Systems Announces Availability of eTitleAxis(TM)
	10/01/2004 - Advanced Software Enables Title Companies to Reduce Production Costs And Also Increase Customer Acquisition and Retention Helen Pitts Hall Settlement Systems 2401 Internet Blvd. Ste 201,Frisco,TX,75034 [805696]

Buying a Foreclosure Property Below Market Value: Five Tips from the Pros
	10/06/2000 - House hunting can be a very daunting experience, especially in today s real estate market. Both investors and home buyers have been priced out of the market by escalating costs, and good real estate deals are increasingly difficult to find. But there are bargains out there, for people who know where to look. jennifer white RealtyTrac [805695]

GoECart.com Partners with GeoTrust for Web Security
	10/04/2004 - On-Demand e-Commerce Solution Provider Teams with Leading Managed Services Certificate Authority to Offer SSL Certificates for Secure Transactions Manish Chowdhary GOECART SHOPPING CART SOFTWARE Park City Plaza 10 Middle Street,Bridgeport,CT,06604 [805694]

Major Breakthrough in Real Estate Buyer Broker Transactions

10/01/2004 - The Flatbush Real Estate Board will announce a way to facilitate a real estate buyer to use a buyer s broker to which previously was difficult, if not impossible at a special meeting sponsored by the Flatbush Real Estate Board at the Flatbush Council Building, 3915 Flatlands Avenue, at 10 a.m. Wednesday, Sep. 29, 2004. David Rubin AGA Capital

2663 Coney Island Avenue,Brooklyn,NY,11223 [805693]

E-tailing Solutions: Onlinesg launches diamond e-commerce site
	10/06/2004 - Online Sales Group (OSG) is the group company of the Atlogix conglomerate having presence in five countries around the world having a wide network of activities. Atlogix markets lifestyle products through its e-tailing channels mainly to the markets of the USA and Canada. onlinesg Online Sales Group aa,NewYork,NY,12345 [805692]

Simple Remote R/E Software Utilizes Guide2mortgage.com Lender Search Technology
	10/01/2004 - Guide2mortgage.comsm Will Provide Simple Remote Users with Access to Commercial Mortgage Lenders Faster, Easier Information Guide2mortgage.com aa,Easton,PA,00000 [805691]

Mortgage Credit News 9/24/2004
	09/24/2004 - The Fed tightened (again) and long-term interest rates fell (again) in a disconnection between the Fed and the bond market as great as any in memory. Lou Barnes Mortgage Credit News 2120 13th St,Boulder,CO,00000 [805690]

Mortgage Credit News 10/1/2004
	10/01/2004 - Long-term rates are off the floor: the 10-year T-note is rising toward 4.20%, which is taking low-fee mortgages north of 5.75%. Lou Barnes Mortgage Credit News 2120 13th St,Boulder,CO,00000 [805689]

AEM to Debut in Vegas
	10/04/2004 - St. Louis-based mortgage banker to open first Nevada branch in Las Vegas this week Kerri M. Harbers Millennium Communications, Inc. 1115 Olivette Exec Parkway Suite 100,Saint Louis,MO,63132 [805688]

Mortgage Credit News 10/8/2004
	10/08/2004 - Job creation in September remained on the thin side, and mortgage rates are still safely in the fives -- 5.75% on the lowest-fee 30-year deals. Lou Barnes Mortgage Credit News 2120 13th St,Boulder,CO,00000 [805687]

The Credit Alternative Group s New Product Eases Consumers Navigation of Credit
	10/12/2004 - The Credit Alternative Group�s New Product Eases Consumers Navigation of Credit Report Issues The Credit Alternative Group is excited to announce the launch of it's Value-Packed Credit Tool - CD Pack of Sample Letters to Rebuild and Restore Credit History & Score Lathea Morris The Credit Alternative Group 26 Park St.,Montclair,NJ,07042 [805686]

Behavioral Finance Comes Under the Spotlight in Landmark Issue
	10/13/2004 - Institutional Investor announces the publication of its special 30th Anniversary Issue of the market-leading The Journal of Portfolio Management. Anne O�Brien The Journal of Portfolio Management 858 Tower View Circle,New Hope,PA,18938 [805685]

TransLand Financial Services Streamlines Mortgage Processes
	10/13/2004 - iDatix(R) Corporation, a leading provider of business process automation solutions for the paperless enterprise, announced today that TransLand Financial Services has fully implemented iSynergy Mortgage, its fully integrated product suite for the mortgage industry. Marci Williamson iDatix Corporation aa,Clearwater,FL,00000 [805684]

SMI Introduces eQuick(SM) Policy for Junior Lien Mortgage Loans
	01/01/1996 - Stewart Mortgage Information (SMI) announces the Stewart Master Residential Junior Loan Policy known as eQuick(SM), designed to provide lenders with a lower-cost ALTA title insurance product providing limited coverage for junior lien mortgage loans. Ted C. Jones Stewart Mortgage Information aa,Houston,TX,00000 [805683]

mortgage.com Offers Home Buyers LIBOR and Interest-Only Loans
	10/14/2004 - ABN AMRO Mortgage Group, Inc., recently successfully completed the roll-out of two new retail lending products through mortgage.com. The new, consumer-friendly products are interest-only and LIBOR (London Inter-Bank Offer Rate) adjustable rate mortgage (ARM) loans. Jennifer Cornell ABN AMRO Mortgage Group aa,Ann Arbor,MI,48108 [805682]

LEHMAN LEADS INSTITUTIONAL INVESTOR�S ALL-AMERICA RESEARCH TEAM FOR SECOND YEAR
	10/15/2004 - For a second consecutive year, Lehman Brothers takes first place in Institutional Investor magazine�s All-America Research Team survey, with 51 positions on the team. Kim Lemmonds Lehman Brothers aa,New York,NY,00000 [805681]

Mortgage Credit News 10/15/2004

01/15/2004 - Long-term interest rates made another run at the lows of the year, the 10-year T-note approaching 4.00%, mortgages briefly below 5.75%, but today both moved back up toward the baseline bottom of the last couple of months, aided by a speech by Mr. Greenspan in which he indicated little concern for oil supplies or prices. Lou Barnes Mortgage Credit News

2120 13th St,Boulder,CO,00000 [805680]

LION, Inc. Completes Acquisition of Tuttle Risk Management Services, Inc.
	10/15/1004 - Acquisition Solidifies Position as a Leading Provider of Mortgage Risk Management Solutions Dave Stedman LION, Inc. aa,Seattle,WA,00000 [805679]

TransUnion Introduces Two Options of Desktop Valuations
	10/16/2004 - Residential Mortgage Lenders Can Choose an Appraiser or Analyst to Review AVM Data Allison Smith TransUnion aa,Hollywood,FL,00000 [805678]

MachroTech to Sponsor Search Engine Strategies Conference
	10/18/2004 - MachroTech, a leading Internet Marketing and Software products and services company, announced today that it is a premier sponsor of the Search Engine Strategies Conference & Expo to be held at The Hilton hotel in New York City between February 28 - March 3, 2005. Manish Chowdhary MachroTech Park City Plaza 10 Middle Street,Bridgeport,CT,06604 [805677]

InterFirstlink Expands Products to Community Banks
	10/18/2004 - Interest-Only and LIBOR ARMs Now Available Jennifer Cornell ABN AMRO Mortgage Group aa,Ann Arbor,MI,48108 [805676]

Harbourton Selects Portellus to Provide Web-Based Loan Origination
	10/18/2004 - Harbourton Mortgage Selects Portellus to Provide Web-Based Loan Origination, Business Rules Management Systems Ease-of-Use, Flexibility Cited as Key Factors in Decision; Portellus Offers First Truly Modular, Flexible Enterprise Lending Solution Information Portellus Corporation 2600 Michelson Drive Suite 1560,Irvine,CA,92612 [805675]

AllRegs names Jeff Hoerster President/COO, Patrick Wilson Sales Manager
	10/16/2004 - AllRegs, the leading online publisher of reference information for the mortgage industry, recently named Jeff Hoerster as its new President/COO and Patrick Wilson as Sales Manager Glenn Ford AllRegs 1020 Discovery Road Suite 180,Eagan,MN,55121-2904 [805674]

DKI Names New Regional Marketing Director

10/15/2004 - Disaster Kleenup International, Inc., North America's leading network of quality, independent property damage restoration contractors, has strengthened its team with the appointment of Summer Street as a new Regional Marketing Director. Street will be responsible for sales, marketing and industry-relations activities for the company, principally in the Midwestern United States. Stacy Walsh Disaster Kleenup International, Inc.

aa,Bensenville,IL,00000 [805673]

WellFound and Decade Merge to Create Integration Powerhouse
	10/19/2004 - Merger Establishes Company as Top Mortgage Integration Provider Tom Litke WellFound Decade Corporation aa,Jacksonville,FL,00000 [805672]

Clear Capital Unveils New ``PI+AVM'' Product
	09/08/2004 - Tool Applies Qualitative Adjustments to AVM for Increased Confidence in Value Conclusion Carmella Lyman BPO Tracker/Clear Capital aa,Truckee,CA,00000 [805671]

Wells Fargo Survey Reveals Homeowners Invest in Their Homes for Added Comfort
	09/09/2004 - Wells Fargo Survey Reveals Homeowners Invest in Their Homes for Added Comfort; Enhancing Family's Quality of Life is Primary Goal of Home Improvements for Many Americans Erin Downs Wells Fargo aa,Des Moines,IA,00000 [805670]

Two River Community Bank Expands Services to Include Residential Mortgage Divisi
	01/01/1996 - Continuing the tradition of providing its customers the maximum value and highest level of service, Two River Community Bank has announced the formation of a Residential Mortgage Division. Barry B. Davall Two River Community Bank aa,Middletown,NJ,00000 [805669]

N0RTHMARQ CAPITAL ARRANGES FINANCING FOR POST OAK PLAZA
	09/15/2004 - NorthMarq Capital, Inc. has arranged permanent financing for the Post Oak Plaza, a retail center in the Uptown/Galleria area. The center is located at the Southeastern corner of Post Oak Boulevard and San Felipe. Lori Sowa NorthMarq Capital aa,Houston,TX,00000 [805668]

Real Estate Media Inc. and Global Real Analytics Form Alliance
	09/15/2004 - Venture Designed to Increase Private Investor Access to Historical Data and Analysis Based on More Than 190,000 Commercial Real Estate Transactions Tim Gallen Real Estate Media Inc. aa,New York,NY,00000 [805667]

The StoneHill Group Selects iDatix(R) Corporation's iSynergy
	09/07/2004 - The StoneHill Group Selects iDatix(R) Corporation's iSynergy to Power its Mortgage Outsourcing and Staffing Services Marci Williamson The StoneHill Group aa,Atlanta,GA,00000 [805666]

Paul Financial Secures Internal Network with Mirage Networks

09/02/2004 - Today s announcement from Mirage Networks regarding Paul Financial, a mortgage banking company, deploying the Inverted Firewall to protect its internal network against rapidly propagating threats and policy abuses is becoming a common announcement in the financial industry. The nature of the business puts a higher price tag on data protection and network availability. Alison Guzzio Mirage Networks

5001 Plaza on the Lake,Austin,TX,78746 [805665]

Richard L. Harbaugh Elected Chair of the Risk Management Assoc
	09/01/2004 - Richard L. Harbaugh of Equitable Federal Savings Bank Elected Chair of the Risk Management Association; W. Kendall Chalk Elected Vice Chair Kathleen M. Beans RMA 1650 Market Street Suite 2300,Philadelphia,PA,19103 [805664]

JULIE BRANDT JOINS AMERIQUEST MORTGAGE
	09/02/2004 - Ameriquest Mortgage Company has named Julie Brandt director of corporate affairs and corporate philanthropy. Brandt will oversee all aspects of the company�s charitable giving programs. Sandi Cain Ameriquest Mortgage Company aa,Orange,CA,00000 [805663]

Mortgage Brokers Applaud President Bush�s Goal of Expanding Homeownership
	09/02/2004 - A Statement from NAMB President Bob Armbruster Karen Tyson National Asso of Mortgage Brokers 8201 Greensboro Suite 300,McLean,VA,22102 [805662]

Buyers Fund(SM) Acquires Neighborhood Gold(R)

09/07/2004 - Buyers Fund, a leader in the down payment assistance industry, has announced the acquisition of Neighborhood Gold, the industry s leading marketing firm. Neighborhood Gold has been providing marketing and training on behalf of Buyers Fund for the past four years. The acquisition brings the sales and marketing activities of the company under the same umbrella with its current processing and nonprofit endeavors. Bryan Lindsey Buyers Fund Neighborhood Gold

3575 N. 100 E. Ste. 275,Provo,UT,84604 [805661]

Redesign of Leading Real Estate Advertising Website -- LivingChoices.com
	09/21/2004 - Builder Homesite and Network Communications Announce Redesign of Leading Real Estate Advertising Website -- LivingChoices.com Melissa Morman Builder Homesite Inc. aa,Austin,TX,00000 [805660]

CAMBRIDGE CLOSES LOANS TOTALING $92.3 MILLION IN FIRST HALF OF 2004
	09/22/2004 - Cambridge Realty Capital Companies, one of the nationss leading senior housing / healthcare lenders, closed 11 transactions totaling $92.3 million in the first half of 2004, Chairman Jeffrey A. Davis reports. Karlene Holleman Cambridge Realty Capital aa,Chicago,IL,00000 [805659]

PMI Mortgage Insurance Enhances Its Risk Index Values
	09/22/2004 - PMI Mortgage Insurance Co., a subsidiary of The PMI Group, Inc. (NYSE:PMI), announced today that it has enhanced its methodology for deriving its Risk Index, which represents PMI's view on geographic house-price risk and the probability of a regional home-price decline as measured over the next two years. Josh Wozman The PMI Group, Inc. aa,Walnut Creek,CA,00000 [805658]

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