Regulation Z changes have made the accuracy of your mortgage marketing more important than ever.

OSI’s OSI Express loan officer marketing software is extremely accurate. Your specific closing costs, desired mortgage options and APR are automatically calculated and inserted into your mortgage advertising.

No matter what mortgage financing you choose to display (FHA, VA, USDA or Conventional), current industry guidelines such as down payment requirements, MIP factors and even your area’s FHA upper loan limits are used.

Accurate Mortgage Software APR Calculations –

OSI Express mortgage software accurately calculates the APR for all mortgage loan types. Even when temporary buy downs are used, the first and second year rate reduction is included. Or when you are showcasing finance options with interest only in your mortgage marketing, the interest only term is used in the APR calculation since there is no principle balance reduction during this period and the borrower pays more interest over the lifetime of the loan.

Easy and Time Saving Loan Officer Marketing –

The accuracy doesn’t mean much if your mortgage advertising requires too much of your valuable time.

With OSI Express mortgage marketing software, you only need to setup your closing costs once which are automatically calculated based on your sales price and loan amount.

You can easily setup loan comparisons with one to five loans each, usually based on sales price range or your marketing strategy. Save as many loan comparisons as you like. Then, to use your saved comparisons for different properties, you only need to change the sales price once. With just one mouse click, all loans in your saved comparison, your closing costs and APR are automatically re-calculated and inserted into your next finance option sheet or co-branded open house mortgage flyer.

This means if the loan officer has several open house finance option flyers to create, even with different referral partners and sales prices, there are only seconds between each mortgage marketing flyer. In fact, with the one-click importing from the web and automatic resizing of house photos, the loan officer will spend more time just finding the real estate agent’s website.

Mortgage Advertising Disclaimer Requirements –

Certain information must be displayed on all mortgage marketing no matter what state you are in. However, there may be additional mortgage advertising disclaimer requirements also required by your state that must display on all of your loan officer marketing.

OSI Express mortgage software can accommodate federal, state and even your corporate specific mortgage marketing requirements.

For video demos, features, samples and more information visit www.OSIEXpress.com